Do you need a quick injection of cash with a minimum of formalities, without leaving your home? An online loan is a great solution. The request for payday loans is made online and all formalities are completed online.
The decision to grant a loan is made very quickly, and the money usually goes to the account on the same day. In the online loans ranking below we present the most profitable offers of regular payday loans and payday loans. Familiarize yourself with them and choose the best option for you!
Online loans – what to look for?
An online loan is a convenient source of money. To obtain it, you usually only need to send a scan of your ID and in some cases your bank statement. We settle all formalities conveniently online, and the loan is granted without leaving home . Money is quickly in our account.
When choosing an offer, we should first of all estimate the amount we need: it will depend on whether we decide on a simple payday loan or installment payday loan . If we need a small amount, let’s take advantage of the offer of the first free loan, which we will repay easily next month. In the case of a larger sum, it is better to bet on repayment in installments.
In the following online loans ranking we present two types of offers.
The position in the ranking is determined by:
in the case of payday loans, the amount of the loan and the amount of the free loan,
in the case of installment payments, the amount of the loan, the number of installments and any promotions and facilities for repayment.
Regular payday loans have a short repayment period
Depending on the offer, it is 30, 45 or 60 days. In the case of such an offer, it is worth being aware that we will have to pay back the debt from the next salary. The loan is repaid in full, in one installment.
The decision to grant a loan is made as soon as the application is sent. To get the payday loan, it is usually necessary to complete a minimum number of formalities: parabanks often require only a scan of proof from us. It’s so-called loan without certificates.
For new customers, a bonus in the form of the first free loan is often offered: it is enough to pay back the debt on time, so as not to incur interest and commission costs.
Payday loans in installments
Payday loans in their form resemble bank loans – they are repaid in monthly installments (up to 48 installments), and the amount we can borrow reaches up to PLN 15,000. The decision to grant such a loan is made on the day of submitting the application, and the money goes to our account the same day.
Payday installments are a good solution for people who need more money and want to get cash quickly or have trouble getting a loan from a bank.